Retirement Decumulation Reference →

US retirement decumulation and early-access-penalty rules with a California overlay, answered from a SHA-256 sealed, source-cited corpus. Three versions differ only in who writes the answer: the sealed module, an AI router, or your own LLM.

3 versions Educational - not advice

Bay Area City Insight →

Home-buying due-diligence reference portal for Bay Area cities -- cited demographics, housing, schools and crime data, plus an optional bring-your-own-key AI assistant.

1 version Educational - not advice

Award Transfer Optimizer →

Reference tool for exploring credit-card point transfers to airline and hotel partners, with per-figure sourcing.

1 version Educational - not advice